Your City, Your Money
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Read your city's budget like you own the place

This course teaches high schoolers how to crack open a real city budget, trace every dollar to its source, and walk into a city council meeting ready to ask the question that makes officials take notes — no finance class required, just curiosity and a zip code.

25 lessonsAI-adaptiveCancel anytimeLearn anywhere
Your City, Your Money

"The city budget is already public — I just want to teach you how to read it like it belongs to you, because it does."

— Jennifer Schoeneck

What you'll learn

What you'll be able to do

  • Read and navigate a real city budget document without feeling lost or overwhelmed
  • Explain the difference between the general fund, enterprise funds, and special revenue funds
  • Calculate the true total cost of a city program or service by tracing all funding sources
  • Identify the major revenue streams that fund a city — taxes, fees, grants, and beyond
  • Spot what's missing or hidden in a budget summary and know where to dig deeper
  • Show up to a city council meeting or public comment session ready to ask an informed question

How it works

A school that adapts to you

This isn't a set of static videos. Every lesson is generated live and tuned to where you actually are.

We learn your level

A quick placement check tailors your starting point so you're never bored or lost.

Lessons adapt as you go

Each lesson is written for your pace and your goal, adjusting as your skills grow.

Your AI coach keeps you moving

Checkpoints, feedback, and gentle nudges turn progress into a real result.

The curriculum

What's inside your school

6 modules · 25 lessons

1

Your City, Your Money: The Big Picture

Orients students to what a city budget is, why it matters, and how it connects to everyday life.

  • 1.1What Is a City Budget — and Why Should You Care?Included
  • 1.2How a Budget Gets Made: The Annual CycleIncluded
  • 1.3Finding Your City's Budget OnlineIncluded
2

Reading a Real City Budget Without Getting Lost

Builds the practical literacy skills needed to open, navigate, and interpret an actual city budget document.

  • 2.1Anatomy of a Budget DocumentIncluded
  • 2.2Decoding Budget JargonIncluded
  • 2.3Reading a Department Budget PageIncluded
  • 2.4Comparing Budgets Year Over YearIncluded
3

Follow the Money: Where City Revenue Comes From

Identifies and explains the major revenue streams that fund city services, from taxes to federal grants.

  • 3.1Property Taxes: The City's Biggest Revenue EngineIncluded
  • 3.2Sales Taxes, Fees, and FinesIncluded
  • 3.3Grants, State Aid, and Federal DollarsIncluded
  • 3.4Building a Revenue Picture: Where Does Your City's Money Really Come From?Included
4

The Fund System: Seeing the Whole Financial Picture

Teaches students how cities organize money into separate funds and why that matters for understanding true costs.

  • 4.1What Is a Fund — and Why Do Cities Use Them?Included
  • 4.2The General Fund: City Government's Main CheckbookIncluded
  • 4.3Enterprise Funds: When the City Runs a BusinessIncluded
  • 4.4Special Revenue Funds and Capital FundsIncluded
  • 4.5Calculating the True Total Cost of a City ProgramIncluded
5

Spotting What's Missing: Beyond the Summary Page

Equips students to identify gaps, omissions, and hidden costs in budget summaries and know where to dig deeper.

  • 5.1Why Budget Summaries Can Be MisleadingIncluded
  • 5.2Deferred Maintenance and Unfunded LiabilitiesIncluded
  • 5.3How to Request More Information: Public Records and Open DataIncluded
  • 5.4Asking the Right Questions About a BudgetIncluded
6

Show Up and Speak Up: Getting Involved in Local Government

Translates budget knowledge into civic action, giving students the tools and confidence to participate in local democracy.

  • 6.1How Residents Can Influence the BudgetIncluded
  • 6.2How a City Council Meeting Actually WorksIncluded
  • 6.3Writing and Delivering Effective Public CommentIncluded
  • 6.4Beyond the Meeting: Sustained Civic EngagementIncluded
  • 6.5Your City, Your Voice: Capstone Action PlanIncluded

Who it's for

Is this you?

The future advocate

He's passionate about a local issue — housing, transit, parks — and wants the budget knowledge to back up his arguments with real numbers.

The first-time voter (almost)

She turns 18 before the next election and wants to understand what local candidates are actually talking about when they debate the city budget.

The curious self-starter

She saw a headline about her city cutting a program and wanted to understand why — and now she wants to read the actual budget herself.

The student journalist

He writes for his school paper and wants to learn how to find, read, and cite city financial documents when covering local issues.

The future public servant

She's considering a career in public policy, urban planning, or local government and wants a real head start before college.

The neighborhood kid

He's noticed changes in his community and wants to understand who decides what gets funded — and how to have a say in what comes next.

Questions

Frequently asked

Your teacher

A note from your teacher

JS

Jennifer Schoeneck

Hey — I'm really glad you're here, and I want to be straight with you about something.

Most people your age have never been shown how local government actually works. Not because they're not smart enough, not because they don't care — but because nobody sat down and explained it in plain language. The city budget is a public document. It's literally yours. But it reads like it was written to keep you out. Dense jargon, weird fund names, summary pages that summarize almost nothing — it's a lot. I get why most people give up before page three.

That's the gap I built this course to close. I wanted to create the resource I wish I'd had: something that takes a real budget document seriously and treats you seriously at the same time. No dumbing things down, no skipping the hard parts, but also no unnecessary complexity for its own sake. We're going to look at how revenue actually works — property taxes, sales taxes, fees, grants, state and federal dollars — and trace it through the fund system until you can calculate the true cost of a city program, not just the headline number. We're going to look at what budget summaries don't tell you, and I'm going to show you how to ask for more.

And then — this is the part I'm most excited about — we're going to get you ready to actually do something with it. Writing public comment that's specific and grounded. Showing up to a city council meeting and knowing exactly how it works before you walk in. Making a capstone action plan that's about your city, your neighborhood, the decisions that are happening right now whether you're paying attention or not.

Here's what I know: the students who understand local government are the ones who can actually change things at the local level. Federal politics can feel impossible to influence. Your city? Your city is close. The people making these decisions go to the grocery store near you. The budget hearing is a twenty-minute drive away. This is where civic engagement is most real, most accessible, and most needed — and you're about to learn how to do it.

You don't need a finance background. You don't need to have followed local news your whole life. You just need to show up to this course the same way I want you to show up to your city: curious, ready to learn, and confident that you belong in the room. Let's get into it.

— Jennifer Schoeneck

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  • 6 modules, 25 lessons
  • AI-adaptive lessons tuned to your level
  • Quizzes & checkpoints to lock in progress
  • Your own AI learning coach
  • Learn on any device, at your pace
  • Full access for as long as you're subscribed